Business Development Lending Specialist

Community Ventures is seeking a contract Business Development Lending Specialist to support small business clients through technical assistance and training, while contributing to lending-related workflows including underwriting support, application assistance, and ongoing post-loan support. The role is hybrid/remote from Frankfort, KY, with regular client meetings across central Kentucky.

Location, Type, and Compensation

• Location: Frankfort, KY (hybrid)
• Job type: Contract
• Compensation: USD 35 per hour
• Minimum experience: 1 year

Key Responsibilities

• Interview clients to determine personal and business needs, including family income, assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.
• Analyze client data to identify development opportunities, including business plan creation, skill-building for financial and organizational management, process changes, equipment or product modifications, and improvements to procedures.
• Support clients with bookkeeping, marketing, and business plan development and implementation, including guidance related to legal and insurance issues.
• Utilize and refer clients to other sources to obtain needed services.
• When applicable, establish, set up, and maintain training facilities.
• Present business training courses using approved curricula and appropriate training methods, techniques, and ideas.
• Schedule and introduce presentations by internal or outside lecturers, motivational speakers, and sales or product specialists.
• Assist in developing new training courses that support client success and introduce new products or services in Microlending and WBC.
• Study and improve teaching and training methods and stay informed on new developments, methods, and techniques in business training.
• Market Community Ventures business loan products and generate sufficient activity to meet established goals.
• Follow all Business Development policies and procedures, written and non-written.
• Gather information for each assigned loan request, including income sources, income reliability, current debts, payment history, and assets.
• Assist clients in completing loan or credit applications, including required proformas.
• Advocate for clients during the loan review and approval process.
• Maintain monthly contact with clients to provide technical assistance and confirm loan status.
• Ensure completion of all client-related documents and submit them to the appropriate data collection personnel or file.
• Document in detail all technical assistance provided and ensure records are maintained in client files.
• Provide necessary data to contract management personnel to support compliance with the Corporation’s contractual agreements.

Requirements

• Extensive experience as a small business owner or manager.
• Education: Bachelor’s degree (B. A.) preferred.
• Experience: Four to five years related experience and/or training, or an equivalent combination of education and experience.
• Lending: 1 year (required).
• Loan origination: 1 year (required).
• Business Development: 2 years (preferred).
• Ability to support small businesses in the Frankfort, KY area on a daily basis.
• Ability to work from home efficiently, with regular client meetings across central Kentucky.
• Reliable transportation to meet clients throughout the area.